Need a High Risk Merchant Account?

EthosPay makes credit card processing easy for all types of high risk businesses.

Thank you for your interest in EthosPay, your inquiry has been sent successfully. We will contact you as soon as possible to complete your quote request!

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  • Get Pre-Approved Fast
  • We Approve 99% of Applications
  • Start Processing in 72 Hours

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High Risk Processing Solutions

Our high risk credit card processing services are characterized by easy applications, fast merchant account approvals, and world-class customer care, ensuring your business can grow and flourish. We specialize in high risk and can even match merchants with no credit history or poor credit with credit card processing solutions.

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High Risk Merchant Services by EthosPay

Being in the high risk processing industry for 10+ years gives us the ability to offer our clients the best high risk merchant services and payment processing options.

  • Detail Transaction Reports
  • Chargeback Alerts System
  • Secure Payment Gateways
  • CRM Integration
  • Alternative Pay Solutions
  • Virtual Terminal
  • Chargeback Prevention Help
  • Multi-Processor Management
  • Debit Payment Processing
  • US Domestic MID's
  • Echeck Services
  • Advanced Fraud Scrubbing
  • Multi Currency Settlement
  • Secure Payment Pages
  • Offshore MID’s
  • In-depth Transaction Reports
  • ACH - Check21
  • API integration

Start accepting popular card payment methods for your high risk business within 72 hours.

Start Processing Credit Cards

Get matched with the perfect high risk merchant bank for your business!

Thank you for your interest in EthosPay, your inquiry has been sent successfully. We will contact you as soon as possible to complete your quote request!

Low & high risk merchants accepted.

How we compare to other high risk merchant account providers

You'll see why so many businesses use EthosPay as their trusted high risk credit card processing merchant account solution.

Set-up FeesFree$50 - $300
Swipe RatesAs Low As .39%0.69% - 1.89%
Account Approval Rate99%Varies
Approval Time-Frame72 Hours5-15 Days
High Risk AcceptedYesNo
Mobile Processing AppYesNo
Free Virtual GatewayYesNo
24/7 Merchant SupportAlwaysVaries
24-48 Hour FundingYesNo
Online Merchant PortalAlwaysVaries

Learn high risk merchant processing insights with our guides.

Information on the ins and outs of high risk payment processors, advice on how to avoid chargebacks, details about high risk industries, and in-depth guides to help your business.

how credit card processing works

How Credit Card Processing Works

An insight into the ins and outs of credit card processing including the structures, processing stages, and how and why payments are declined.

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high risk merchant processing tips

Credit card processing tips and warnings

Advice on how to avoid unnecessary chargebacks, fees, and vulnerabilities on your merchant account to eliminate the risk of account closure.

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high risk merchant account guide

Merchant accounts - the beginners guide

Including the definition of a merchant account, the providers of merchant account, and costs involved with a merchant account.

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We Provide the Best High Risk Merchant Solutions

Don’t take our word for it, see what other business owners are saying about our services.

BH Institute logo

Not only did you help me save significant money but you also helped me accept more forms of payment making life easier for my patients.

Alex Foxman, M.D.Beverly Hills Institute
Chatspin merchant logo

After searching for a very long time I finally found a company I can depend on when it comes to processing for our video chat application.

Mark CastroChatspin
BagHunter business logo

With an average ticket of over $20k it was hard for us to find a credit card processor, but after contacting EthosPay they quickly got us an account approved.

Evelyn VictoriaBagHunter
Fruzo merchant logo

Getting processing was complicated, we were considered to be high-risk because of our dating application. EthosPay got us up and running in a few days!

Shea RobinsFruzo
Delmonicos logo

Thanks to EthosPay I have saved a ton of money on my credit card processing and I really appreciate the time you took to work with me to get this done!

Rosa GutierrezDelmonicos Restaurant
Dr. Fihman merchant account

I was approached by EthosPay and to be honest was a bit skeptical that they can actually save me money, I gave it a shot and I am paying 40% less now!

Leonora Fihman DPMDr. Fihman

Trusted by 2672 merchants.

We’ve helped match all kinds of businesses with the perfect merchant banking solution.