Need a High Risk Merchant Account?

EthosPay makes accepting credit cards easy for all types of businesses.

Thank you for your interest in EthosPay, your inquiry has been sent successfully. We will contact you as soon as possible to complete your quote request!

Or call us at (800) 280-5287
  • Get Pre-Approved Fast
  • We Approve 99% of Applications
  • Start Processing in 72 Hours

Watch our video to learn more about us.

It’s easy to start accepting real-time credit card transactions.

Our credit card processing services are characterized by easy applications, fast high risk merchant account approvals, and world-class customer care, ensuring your business can grow and flourish.

Start Your Application Today

Services EthosPay can provide to you and your business.

Being in the industry for over 10 years gives us the ability to offer our clients the best service & cutting edge payment options.

  • Detail Transaction Reports
  • Chargeback Alerts System
  • Secure Payment Gateway
  • CRM Integration
  • Alternative Pay Solutions
  • Virtual Terminal
  • Advanced Fraud Scrubbing
  • Chargeback Prevention Help
  • Multi-Processor Management
  • Debit Payment Processing
  • US Domestic MID's
  • Echeck Services
  • PCI Compliance
  • Multi Currency Settlement
  • Secure Payment Pages
  • Offshore MID’s
  • In-depth Transaction Reports
  • ACH - Check21
  • API integration

Start accepting popular payment methods for your business within 72 hours.

Ready to Start?

Get matched with the perfect merchant bank solution! Low & high risk approved!

Thank you for your interest in EthosPay, your inquiry has been sent successfully. We will contact you as soon as possible to complete your quote request!

EthosPay is only accepting U.S. based merchants at this time.

How does EthosPay compare to our competitors?

You'll see why so many businesses use EthosPay as their trusted credit card merchant processing solution.

Set-up FeesFree$50 - $300
Swipe RatesAs Low As .39%0.69% - 1.89%
Account Approval Rate99%Varies
Approval Time-Frame72 Hours5-15 Days
High-Risk AcceptedYesNo
Mobile Processing AppYesNo
Free Virtual GatewayYesNo
24/7 Merchant SupportAlwaysVaries
24-48 Hour FundingYesNo
Online Merchant PortalAlwaysVaries

Get insights into the industry with our guides.

Information on the ins and outs of credit card processing, advice on how to avoid chargebacks, and in-depth guides to help your business.

how credit card processing works

How Credit Card Processing Works

An insight into the ins and outs of credit card processing including the structures, processing stages, and how and why payments are declined.

Read more
merchant processing tips

Credit card processing tips and warnings

Advice on how to avoid unnecessary chargebacks, fees, and vulnerabilities on your merchant account to eliminate the risk of account closure.

Read more
merchant account beginners guide

Merchant accounts - the beginners guide

Including the definition of a merchant account, the providers of merchant account, and costs involved with a merchant account.

Read more

Don’t take our word for it, see what current customers are saying.

Our philosophy is to help small and medium sized businesses grow and succeed into today’s increasingly paperless world.

Beverly Hills Institute

Not only did you help me save significant money but you also helped me accept more forms of payment making life easier for my patients.

Alex Foxman, M.D.Beverly Hills Institute

After searching for a very long time I finally found a company I can depend on when it comes to processing for our video chat application.

Mark CastroChatspin

With an average ticket of over $20k it was hard for us to find a credit card processor, but after contacting EthosPay they quickly got us an account approved.

Evelyn VictoriaBagHunter

Getting processing was complicated, we were considered to be high-risk because of our dating application. EthosPay got us up and running in a few days!

Shea RobinsFruzo
Delmonicos Restaurant

Thanks to EthosPay I have saved a ton of money on my credit card processing and I really appreciate the time you took to work with me to get this done!

Rosa GutierrezDelmonicos Restaurant

I was approached by EthosPay and to be honest was a bit skeptical that they can actually save me money, I gave it a shot and I am paying 40% less now!

Leonora Fihman DPMDr. Fihman

Trusted by 1377 merchants.

We’ve helped match all kinds of businesses with the perfect merchant banking solution.