Collections Merchant
Processing Solutions

US Based Merchants May Apply
please NO merchants from India

Or Call Us: (800) 280-5287

EthosPay specializes in getting high volume collection agencies approved for merchant accounts. We offer multiple MID management and chargeback solutions. 99% of businesses get approved when applying for a merchant account at EthosPay!

high risk merchant account terminal

EthosPay has Been a Leader in the Merchant Account Industry for Collection Agencies for Over a Decade. With our Fast Approval Process, Leading Support Team and Multiple MID Solutions, EthosPay will Become Very Beneficial for Your Business!


Our fast approval process will allow you to be all setup and ready to accept credit card payments just days after applying for an account. We offer a 100% free setup so you won't have to worry about a thing. We also provide you with 24/7 support so you can always get answers to your questions!

Collections Merchant Accounts

Collection agencies have to deal with a lot of issues including high chargebacks and unreliable customers. This causes most banks to view them as high-risk businesses, making it next to impossible to get approved for merchant accounts. Getting approved for collection agency merchant processing accounts can increase sales and bring your business to the next level.

Some types of collection agencies include:

  • Repossession Agencies
  • Debt Collections
  • Medical Collections
  • Retail Collections

EthosPay makes is easy for your collections business to be able to accept credit cards. With a 99% approval rate, we get most business approved and fully setup within a matter of days. With our 24/7 support team, you will always have help right around the corner. We also make it easy for your business to grow by offering multiple MID management and chargeback mitigation solutions. Joining EthosPay is simple and highly beneficial for any collection agency.

Accept Credit Cards in Days

When you choose EthosPay for your credit card billing needs, you will be all setup and ready to go within a matter of days. We have been leaders in this industry for several years, which allows us to quickly find banks that are willing to provide you with merchant accounts.

Our expertise will get you approved fast.

By working with onshore & offshore banks that specialize in approving high-risk collection agencies, we can get almost every business approved. From the moment that you apply at EthosPay, it can be only a matter of days until your clients can pay using their Visa, MasterCard or Discover credit cards.

Keep Your Chargebacks at a Minimum

We know just how important keeping your chargebacks at a minimum really is. Businesses with high amounts of chargebacks get placed on a TMF list (Terminated Merchant File), which makes it almost impossible for them to get approved for credit card billing accounts in the future. We can help you keep your chargebacks low so you won’t have to face such issues.

Prevent chargebacks with our notifications.

Our 3rd party chargeback mitigation solutions will allow you to receive alerts when transactions have been denied or when fraudulent charges have been made. By getting alerted before issues go too far, you will be able to deal with them before they become actual chargebacks. This will keep your business in a good standing with banks and you will avoid paying expensive chargeback fees.

24/7 Support

At EthosPay, we provide you with 24/7 support so you can always get the assistance that you need exactly when you need it.

Our support team can:

  • Help you setup your payment gateway.
  • Provide assistance with chargeback issues.
  • Help you get approved for multiple MIDs.
  • Provide assistance for anything related to your merchant account.

Our support team is made up of actual merchant account experts. When you give us a call, you can be sure that you will get the answers to your questions. With an exceptional support staff, we feel confident that you will always find exactly what you were looking for when contacting us.

Get Multiple MIDs

We specialize in getting collection agencies with high transaction volumes approved. If you have high volumes, you will definitely want to consider getting multiple merchant identification numbers. Multiple MIDs can allow you to accept high volumes of transactions without having the bank keep your funds on hold. Our team will work with you in order to determine how many MIDs your business needs in order to run smoothly.